Bandhan Bank Share Price Target 2025: Comprehensive Analysis, Forecasts, and Expert Insights
Introduction
Bandhan
Bank, a prominent player in
Current Performance of Bandhan Bank Share Price (As of 2025)
Bandhan
Bank’s stock (NSE: BANDHANBNK, BSE: 541153) is trading at 158.79 as of April 2025,
with a 52-week range of 128.16–222.31.
Key metrics include:
| Current Performance | Key Matrics |
|---|---|
| Market Cap | 25,590 crore |
| P/B Ratio | 1.18 (below historical average) |
| Dividend Yield | 0.94% |
| Debt-to-equity | 0.55 |
Recent
financial results highlight challenges:
| Current Performance | Key Matrics |
|---|---|
| Q4 FY25 Net Profit | Fell 41.8% YoY to 426.49 crore. |
| Deposits | Grew 11.8% YoY to 151,209 crore. |
| CASA Ratio | Declined, raising concerns about liquidity. |
Bandhan Bank Share Price Target 2025: Projections
Analysts
and financial platforms offer divergent views on the stock’s 2025 trajectory.
Below is a synthesis of key forecasts:
1. Bullish Outlook: Targets Up to 329
·
Exla Resources predicts a year-end
target of 329.51, driven by digital banking expansion and rural
penetration. Monthly targets suggest a steady climb, peaking in December.
·
My Stock Target forecasts a range of 172–222 by December 2025, citing improved
microfinance collections and AI-driven lending platforms.
·
CLSA maintains a “High Conviction Outperform” rating with
a target of 220,
emphasizing deposit growth and operational normalization.
2. Bearish Outlook: Risks of Decline to 100
·
Bears warn of a potential 32% drop to 107.80, citing weak technical
indicators and declining mutual fund holdings.
·
Tradingview identifies critical support levels at 128.16 (52-week low), with
a bearish long-term trend.
·
Moneycontrol notes the stock is 28.6% below its 52-week high, reflecting persistent
bearish sentiment.
3. Consensus and Institutional Views
·
25 Analysts’ Average Target: 177.28 (11.6% upside from
current levels), with a high of 225 and lows of 130.
·
Technical Resistance Levels: Immediate resistance at 162.31;
breakout above 165 could signal upward momentum.
Technical Analysis: bandhan bank share price nse
Short-Term (April–December 2025)
Current Performance Key Matrics Support 152.91 (weekly), 147.03 (major).
Resistance 162.31 (immediate), 171.71 (upper range). Highest Target 220 Major Resistance as of Now. Moving Averages 50-day EMA at 148.79; 200-day SMA at 173.37.
| Current Performance | Key Matrics |
|---|---|
| Support | 152.91 (weekly), 147.03 (major). |
| Resistance | 162.31 (immediate), 171.71 (upper range). |
| Highest Target | 220 Major Resistance as of Now. |
| Moving Averages | 50-day EMA at 148.79; 200-day SMA at 173.37. |
Long-Term (2026 Outlook) : bandhan bank share price bse
·
Uptrend Scenario: A close above 175 -180 could propel the stock toward 252–329.
· Downtrend Scenario: Breakdown below 147 may trigger a slide to 128.16 (52-week low).
Bandhan Bank Today Share Price:
Analysis, Trends, and Key
Insights [2025 Update]
As
of April 20, 2025, Bandhan Bank’s share price (NSE: BANDHANBNK) closed at 158.79, reflecting a modest gain
of 0.24% from
the previous session. The stock traded within a daily range of 157.51–159.95, with a volume
of 6.71 million shares.
Here’s a detailed analysis of the stock’s performance, financial health, and
outlook to guide investors.
Current
Performance and Market Position:
Bandhan
Bank’s stock has shown resilience amid market volatility, rising 6.09% over the past week
and 12.87% in
the last month. However, it remains 28.57%
below its 52-week high of 222.31, signaling potential upside if
bullish momentum sustains. The bank’s market capitalization stands at ₹25,580.61 crore, with a
price-to-earnings (PE) ratio of 10.31x,
indicating undervaluation compared to the sector average of 20.42x.
Bandhan bank share price target tomorrow:
Financial
Health
Bandhan
Bank reported a 15.64% YoY
growth in advances, outperforming its 5-year CAGR of 12.7%, driven
by robust lending activity. However, its net interest margin (NIM) has declined
steadily to 5.8% over
three years, reflecting margin pressures. On a positive note, asset quality
improved significantly, with gross NPA and net NPA ratios falling to 3.84% and 1.11%, respectively, showcasing
better risk management.
Growth Drivers for 2025
1.
Digital Transformation: Collaboration with Salesforce for AI-powered
lending platforms.
2.
Rural and MSME Focus: 70% of branches in unbanked regions, capturing
underserved markets.
3.
Strategic Partnerships: MoU with Indian Air Force for salary accounts.
4.
Regulatory Clarity: Resolution of 119.38 crore tax dispute, reducing operational
uncertainty.
Risks and Challenges:
1.
Asset Quality Concerns: Rising NPAs in microloan portfolios.
2.
Declining Holdings: Mutual funds reduced stakes from 9.39% to 8.24% in Q3 FY25.
3.
Macroeconomic Factors: Rising interest rates impacting borrowing costs.
Bandhan Bank Share Price History:
A Comprehensive Overview (2018–2025)
Bandhan Bank Ltd, a prominent Indian private sector Bank, has experienced significant fluctuations in its Stock price since its listing in 2018. The bank's shares debuted at 485 on the BSE, marking a 29.33% premium over its IPO price of 375 .
| Year-wise Share Price | Performance |
|---|---|
| 2018 | The Stock Price peaked at 741.80, closing the year at 550.15. |
| 2019 | Share Closed at 508.25, registering a 7.6% decline. |
| 2020 | Ended at 402.25, down by 20.9%, reflecting broader economic challenges. |
| 2021 | Saw a significant drop to 252.70, a 37.2% decrease. |
| 2022 | Closed Price at 234.20, a modest 7.3% decline. |
| 2023 | Experienced a slight recovery, ending at 241.40, up by 3.1%. |
| 2024 | Faced a substantial decline to 159.93, a 33.7% decrease. |
| 2025 | Trading at 139.84, marking a 12.6% drop from the previous year. |
Investment Perspective:
bandhan bank share price
rate
An investment of 10,000 in Bandhan Bank shares in 2018 would have diminished to approximately 2,541.85 by 2025, representing a negative return of 74.6% and a compound annual growth rate (CAGR) of -17.8% .
Recent Developments:
In
October 2024, the Reserve Bank of
Bandhan
Bank's share price reflects a dynamic performance influenced by recent
financial results and strategic leadership changes.
Financial
Highlights
In
Q4 FY25, Bandhan Bank reported a 21.4% year-on-year increase in loans and
advances, reaching 1.31 lakh crore. Total
deposits grew by 27.2% to 1.42 lakh crore. Retail
deposits, including CASA, rose 16.4% to 96,603 crore, although the CASA ratio
declined to 33.2% from 38.5% in the previous year.
In Q1 FY25, the bank's net profit surged by 47% to 1,063 crore, driven by improved asset quality. Gross Non-Performing Assets (NPAs) reduced to 4.23% from 6.76%, and Net NPAs declined to 1.15% from 2.18% year-on-year. Also Check ITC Share Price Target by 2025
Analyst
Outlook
Analysts
maintain a positive outlook on Bandhan Bank Ltd, with brokerage firms like
Jefferies and Nuvama Wealth Management setting target prices around 240–242.
The
bank's focus on diversifying its asset portfolio and strengthening its
microfinance segment is expected to support future growth.
FAQs: Bandhan Bank Share Price Target 2025
1.
What is the highest target for Bandhan Bank by 2025 to 2026?
329.51 (Exla Resources).
2.
What is the highest target for Bandhan Bank by 2030?
1550 (AI Grow Resources).
3.
Will Bandhan Bank reach 200 in 2025?
Likely if it sustains above 165 and improves asset quality.
4.
Is Bandhan Bank a good long-term investment?
Mixed views: Strong rural presence vs. profitability concerns.
Conclusion
Bandhan
Bank’s 2025 share price target hinges on its ability to balance growth and
risk. While bullish analysts highlight digital innovation and rural expansion,
bearish trends warn of volatility and macroeconomic pressures. Investors should
monitor technical levels (147–165), quarterly earnings, and institutional
activity closely.
Disclaimer: This article is for informational purposes only. Consult a
financial advisor before investing.
